Services
Comprehensive Wealth Management
Compound Advisory coordinates retirement income, investment management, tax planning, Social Security, insurance review, exit planning, and wealth-building strategy into one integrated plan.
Each service below is part of a single household strategy — we do not run them as standalone product lines. The point of integration is that a decision in one area (a Roth conversion, an asset sale, a Social Security election) automatically updates the assumptions in every other area of your plan.
Our Compound Cultivator™ methodology is how we structure the integration. The Compound Combine™ is how we measure progress year over year — income readiness, tax drag, portfolio risk, insurance gaps, estate clarity. Both frameworks are CA-only, built specifically for households inside or approaching the retirement transition.
What follows is a short description of each service area. The deeper detail on what we plan, how we plan it, and the most common questions we get lives on each service page below.
How the Services Work Together
Households rarely hire us for a single service. The reason is structural: retirement income planning has to coordinate with tax planning, which has to coordinate with investment management, which has to coordinate with Social Security timing, which has to coordinate with Medicare and IRMAA planning, which has to coordinate with estate work. Trying to run any one of these in isolation usually means leaving most of the value on the table.
Most engagements include retirement income planning, investment management, multi-year tax planning, and Social Security/Medicare coordination as a baseline. Insurance review, exit planning, and Wealth Builder services layer on as the household's situation calls for them.
Our Services
- Retirement income planning for high-net-worth families
- IRMAA-aware tax planning and Roth conversion strategy
- Tax-aware investment management
- Social Security timing and claiming strategy
- Comprehensive retirement planning
- Independent insurance review for retirees
- Exit planning for business owners
- Wealth Builder planning for peak earning years
Related Reading
Frequently Asked Questions
How are Compound Advisory's fees structured?
Compound Advisory is fee-only. The firm charges a transparent annual advisory fee based on managed assets and earns no commissions, kickbacks, or product compensation. Planning-only engagements are quoted separately when an investment relationship is not the right fit.
Do I have to be local to Annapolis to work with you?
No. Compound Advisory is based in Annapolis, Maryland and serves clients across all 50 states through secure video meetings and cloud-based planning tools. Most client relationships are virtual.
Where would my investments be held?
Client assets are held at independent third-party custodians, including Altruist and Charles Schwab. Compound Advisory does not take custody of client assets.